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Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. The company's Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana. It sells ordinary whole life products to provide funding individualsÂ’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents to middle to lower income residents of Louisiana. This segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. The company was founded in 1969 and is based in Austin, Texas.

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Key Statistics

Closing Price	10.21
Volume	69975
Volume Avg	75874
52 Week High	11.43
52 Week Low	5.96
PE	31.46
PE (group average)	27
EPS Year	0.33
EPS change Q/Q	-78.95%
EPS change Q/Q Yr ago	33.33%
EPS change Q/Q next Q est	-20%
EPS change Y/Y	-15.63%
REV change Q/Q	-18.67%
REV change Q/Q Yr ago	3.42%
EPS next Q est	0.05
EPS next Y est	0.21
Divident Annual	0.00
Dividend Yield	0%