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First Bancorp operates as a bank holding company for First Bank that provides a range of banking services to individuals and small to medium-sized businesses. The company offers deposit products, such as checking, savings, NOW, and money market accounts, as well as time deposits, including certificates of deposits and individual retirement accounts. It also provides loans for a range of consumer and commercial purposes, including loans for business, agriculture, real estate, personal uses, home improvement, and automobiles. In addition, First Bancorp offers credit cards, debit cards, letters of credit, safe deposit box rentals, bank money orders, and electronic funds transfer services comprising wire transfers. Additionally, it provides Internet banking, cash management, and bank-by-phone capabilities, as well as offers access to ATMs. Further, the company engages in the placement of property and casualty insurance products. First Bancorp, through its subsidiary, Montgomery Data Services, Inc., also provides electronic data processing services. As of December 31, 2008, it operated 74 branches, including 63 in North Carolina, 6 in South Carolina, and 5 in Virginia. The company was founded in 1934 and is headquartered in Troy, North Carolina.

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Key Statistics

Closing Price	10.28
Volume	14386
Volume Avg	31412
52 Week High	14.08
52 Week Low	8.05
PE	23.70
PE (group average)	27
EPS Year	0.44
EPS change Q/Q	-1000%
EPS change Q/Q Yr ago	60%
EPS change Q/Q next Q est	88.24%
EPS change Y/Y	621.28%
REV change Q/Q	-4.16%
REV change Q/Q Yr ago	15.22%
EPS next Q est	0.17
EPS next Y est	1.15
Divident Annual	0.32
Dividend Yield	3.11%