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First Defiance Financial Corp. operates as the holding company for First Federal Bank of the Midwest that provides financial services to communities based in northwest Ohio, northeast Indiana, and southeastern Michigan. The company offers various deposit products, such as checking accounts, money market accounts, regular savings accounts, term certificate accounts, non-interest-bearing demand deposits, interest bearing demand deposits, time deposits, and certificates of deposit. It also provides residential real estate loans, non-residential real estate loans, residential construction loans, commercial loans, home equity and improvement loans, mobile home loans, and consumer loans. The company, through its other subsidiary, First Insurance & Investments, operates as an insurance agency that offers property and casualty insurance, life insurance, group health insurance, and investment products in the Defiance and Bowling Green, Ohio area. As of March 31, 2009, it had 35 full-service branches. The company was founded in 1935 and is headquartered in Defiance, Ohio.

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Key Statistics

Closing Price	16.62
Volume	10993
Volume Avg	20505
52 Week High	17.76
52 Week Low	12.60
PE	11.80
PE (group average)	27
EPS Year	1.42
EPS change Q/Q	13.64%
EPS change Q/Q Yr ago	108.33%
EPS change Q/Q next Q est	-30.56%
EPS change Y/Y	-54.55%
REV change Q/Q	-9.06%
REV change Q/Q Yr ago	-9.06%
EPS next Q est	0.36
EPS next Y est	1.75
Divident Annual	0.10
Dividend Yield	0.6%