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First Financial Holdings, Inc. operates as the holding company for First Federal Savings and Loan Association of Charleston (First Federal) that provides various banking and other related financial services. First Federal accepts deposits and originates loans. Its deposit products include demand transaction accounts, time deposit accounts, non-interest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, certificate accounts, and certificates of deposit. First Federal's loan portfolio consists of construction, consumer, non-residential mortgage, and commercial business loans; credit card receivables; and home equity, mobile home, and other consumer loans. As of September 30, 2008, it operated 38 full service retail branch sales offices, 16 in-store retail branch sales offices, and 4 limited service branches that are located in Charleston, Berkeley, Dorchester, Hilton Head area of Beaufort County, Georgetown, Horry, and Florence counties in South Carolina; and the Sunset Beach area of Brunswick County in North Carolina. First Financial Holdings, through its other subsidiaries, also engages in brokerage activities; property, casualty, life, and health insurance sales; third party administrative services; trust and fiduciary services; reinsurance of private mortgage insurance; and premium finance activities. The company was founded in 1987 and is headquartered in Charleston, South Carolina.

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Key Statistics

Closing Price	10.27
Volume	49654
Volume Avg	47387
52 Week High	11.65
52 Week Low	3.06
PE	N/A
PE (group average)	27
EPS Year	-1.86
EPS change Q/Q	1000%
EPS change Q/Q Yr ago	-93.39%
EPS change Q/Q next Q est	1000%
EPS change Y/Y	-1000%
REV change Q/Q	0.86%
REV change Q/Q Yr ago	-5.5%
EPS next Q est	0.14
EPS next Y est	0.73
Divident Annual	0.20
Dividend Yield	1.95%