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First Financial Service Corporation operates as the holding company for First Federal Savings Bank of Elizabethtown that provides various financial services to retail and commercial banking customers in the central Kentucky. It offers a range of deposit instruments, including multiple checking accounts, NOW accounts, savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificate of deposit products. The company's loan portfolio comprises residential mortgage products; specialized financing programs; mortgages for multifamily real estate; commercial real estate loans; commercial loans to businesses, including revolving lines of credit and term loans; real estate development loans; construction lending; agricultural lending; and consumer loans, including home equity lines of credit, auto loans, recreational vehicle, and other secured and unsecured loans. It also provides federal tax depository, merchant bankcard, electronic funds transfer, debit cards and credit cards, and telephone and Internet banking services. In addition, the company offers various mutual funds, equity investments, and fixed and variable annuities. As of March 31, 2009, First Financial Service Corporation operated 21 and a commercial private banking center with operations in Hardin, Nelson, Hart, Bullitt, Meade, and Jefferson Counties in Kentucky, as well as Harrison and Floyd counties in southern Indiana. The company was founded in 1923 and is headquartered in Elizabethtown, Kentucky.

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Key Statistics

Closing Price	3.15
Volume	2179
Volume Avg	9089
52 Week High	5.17
52 Week Low	1.00
PE	N/A
PE (group average)	27
EPS Year	-6.34
EPS change Q/Q	-70.48%
EPS change Q/Q Yr ago	1000%
EPS change Q/Q next Q est	100%
EPS change Y/Y	-41.07%
REV change Q/Q	3.85%
REV change Q/Q Yr ago	-3.57%
EPS next Q est	0.00
EPS next Y est	-2.12
Divident Annual	0.00
Dividend Yield	0%