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Guaranty Bancorp operates as the holding company for Guaranty Bank and Trust Company, which provides various banking products and services to consumers, and small and medium-sized businesses. It primarily engages in generating deposits and originating loans. The company's deposit products include demand deposits, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts (IRA), time deposits, and savings accounts. Its lending portfolio comprises commercial and industrial, commercial real estate, construction, residential real estate, small business administration guaranteed, and agriculture loans, as well as home equity lines and miscellaneous consumer loans, including overdraft and lines-of-credit. The company also provides trust services, including personal trust administration, estate settlement, investment management accounts, and self-directed IRAs. As of December 31, 2008, it operated 34 branches in Colorado. The company is based in Denver, Colorado.

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Key Statistics

Closing Price	1.77
Volume	51646
Volume Avg	42049
52 Week High	1.84
52 Week Low	1.00
PE	N/A
PE (group average)	N/A
EPS Year	-0.21
EPS change Q/Q	-95.45%
EPS change Q/Q Yr ago	-66.67%
EPS change Q/Q next Q est	1000%
EPS change Y/Y	-1.49%
REV change Q/Q	13%
REV change Q/Q Yr ago	-12.06%
EPS next Q est	0.02
EPS next Y est	0.12
Divident Annual	0.00
Dividend Yield	0%