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Hudson City Bancorp, Inc. operates as the bank holding company for Hudson City Savings Bank that provides a range of retail banking services in the states of New Jersey, New York, and Connecticut. It offers a range of deposit accounts, including passbook and statement savings accounts, interest-bearing transaction accounts, checking accounts, money market accounts, and time deposits, as well as IRA accounts and qualified retirement plans. The company's loan portfolio primarily comprises one-to four-family residential first mortgage loans; multi-family and commercial mortgage loans; construction loans; and consumer loans, such as fixed-rate second mortgage loans and home equity credit line loans, as well as collateralized passbook loans, overdraft protection loans, and secured and unsecured commercial lines of credit. As of December 31, 2008, it operated 93 branches located in 9 counties throughout the State of New Jersey; 9 branch offices in Westchester County, 9 branch offices in Suffolk County, 1 branch office each in Putnam and Rockland Counties, and 5 branch offices in Richmond County located in New York; and 9 branch offices in Fairfield County, Connecticut. The company was founded in 1868 and is based in Paramus, New Jersey.

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Key Statistics

Closing Price	7.12
Volume	(mio) 5.51
Volume Avg	(mio) 5.92
52 Week High	10.15
52 Week Low	5.09
PE	N/A
PE (group average)	27
EPS Year	-1.49
EPS change Q/Q	1000%
EPS change Q/Q Yr ago	1000%
EPS change Q/Q next Q est	1000%
EPS change Y/Y	-1000%
REV change Q/Q	2.34%
REV change Q/Q Yr ago	-5.89%
EPS next Q est	0.15
EPS next Y est	0.58
Divident Annual	0.32
Dividend Yield	4.49%