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Intervest Bancshares Corporation operates as a financial holding company for Intervest National Bank and Intervest Mortgage Corporation, which primarily engage in banking and real estate lending businesses. The company provides commercial and consumer banking services to individuals, small businesses, and professional firms. Its deposit products include certificates of deposit, individual retirement accounts, checking and other demand deposit accounts, negotiable order of withdrawal accounts, savings accounts, and money market accounts. The company's loan portfolio consists of mortgage loans secured by commercial and multifamily real estate properties, commercial real estate loans, single family residential real estate loans, residential multifamily loans, land development and other land loans, residential 1-4 family loans, commercial business loans, and consumer loans. In addition, it offers Internet banking services, automated teller machine services, wire transfers, automated clearing house transfers, direct deposit of payroll and social security checks, automated drafts for various accounts, and safe deposit boxes. Further, the company originates first mortgage and junior mortgage loans secured by commercial and multifamily real estate properties, as well as provides loan origination services. As of December 31, 2008, the company had one full-service banking office in New York City; six in Pinellas County, Florida, of which four in Clearwater, one in Clearwater Beach, and one in South Pasadena. The company was founded in 1993 and is headquartered in New York, New York.

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Key Statistics

Closing Price	3.73
Volume	22930
Volume Avg	35197
52 Week High	3.75
52 Week Low	2.33
PE	8.18
PE (group average)	27
EPS Year	0.45
EPS change Q/Q	300%
EPS change Q/Q Yr ago	-1000%
EPS change Q/Q next Q est	-33.33%
EPS change Y/Y	-96.16%
REV change Q/Q	-7.36%
REV change Q/Q Yr ago	-20.6%
EPS next Q est	0.12
EPS next Y est	0.44
Divident Annual	0.00
Dividend Yield	0%