American Physicians Capital, Inc., through its subsidiaries, provides medical professional liability insurance. The company underwrites medical professional liability coverage for physicians, corporations, medical groups, clinics, and ancillary healthcare providers. Medical professional liability insurance protects physicians and other health care providers against liabilities arising from the rendering of, or failure to render, professional medical services. It offers its services through agents and agencies primarily in Michigan, Illinois, Ohio, New Mexico, and Kentucky. The company was founded in 1975 and is based in East Lansing, Michigan.