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Old Second Bancorp Inc (OSBC) Financial, Regional Banks
Old Second Bancorp, Inc., through its subsidiaries, provides community banking and trust services. The company provides various consumer and commercial products and services, including demand, NOW, money market, savings, time deposit, individual retirement, and Keogh deposit accounts; installment loans, student loans, farm loans, lines of credit, and overdraft checking; and safe deposit services. It also offers trust services; wealth management services; and additional services, such as the acquisition of U.S. Treasury notes and bonds, the sale of traveler's checks, money orders, cashier's checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. In addition, the company provides electronic banking services, such as Internet banking; and corporate cash management consisting of remote deposit capture. The company offers its commercial and consumer loans to corporations, partnerships, and individuals. Its commercial lending activities focus on business, capital, construction, inventory, and real estate lending. Further, the company provides installment lending services comprising direct and indirect loans to consumers and commercial customers; residential mortgages, such as conventional, government, and jumbo loans; and handles the secondary marketing of these mortgages. Additionally, it provides insurance agency services. As of December 31, 2008, the company operated 35 banking locations and 1 commercial loan production office in Kane, Kendall, DeKalb, DuPage, LaSalle, Will, and southwestern Cook counties in Illinois. Old Second Bancorp, Inc. was founded in 1982 and is headquartered in Aurora, Illinois.
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Key Statistics
| Closing Price | 1.26 |
| Volume | 12900 |
| Volume Avg | 18797 |
| 52 Week High | 1.83 |
| 52 Week Low | 0.84 |
| PE | N/A |
| PE (group average) | 27 |
| EPS Year | -0.79 |
| EPS change Q/Q | -94.45% |
| EPS change Q/Q Yr ago | -55.71% |
| EPS change Q/Q next Q est | -138.46% |
| EPS change Y/Y | -26.06% |
| REV change Q/Q | -11.55% |
| REV change Q/Q Yr ago | -15.14% |
| EPS next Q est | -0.13 |
| EPS next Y est | 0.00 |
| Divident Annual | 0.00 |
| Dividend Yield | 0% |
