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Provident Financial Holdings Inc (PROV) Financial, S&Ls/Savings Banks
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B., which provides various financial services to consumers and small to mid-sized businesses in the Inland Empire region of southern California. It offers various deposit products, including checking, savings, money market, and time deposits. The company's loan portfolio comprises multi-family, commercial real estate, construction, commercial business, consumer, and other loans. It also engages in mortgage banking activities, which consist of originating single-family loans, including first mortgage and one-to-four units; second mortgages; and equity lines of credit for sale to investors or held for investment. In addition, the company provides investment and insurance services. As of June 30, 2008, it operated 12 banking offices in Riverside County and 1 banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.
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Key Statistics
| Closing Price | 10.50 |
| Volume | 710 |
| Volume Avg | 10818 |
| 52 Week High | 10.86 |
| 52 Week Low | 6.90 |
| PE | 13.83 |
| PE (group average) | 27 |
| EPS Year | 0.75 |
| EPS change Q/Q | -45.95% |
| EPS change Q/Q Yr ago | 566.67% |
| EPS change Q/Q next Q est | -4.76% |
| EPS change Y/Y | 1000% |
| REV change Q/Q | -10.28% |
| REV change Q/Q Yr ago | 17.01% |
| EPS next Q est | 0.21 |
| EPS next Y est | 0.90 |
| Divident Annual | 0.11 |
| Dividend Yield | 1.05% |
