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Susquehanna Bancshares, Inc., through its subsidiaries, provides retail and commercial banking, and financial services in the mid-Atlantic region. Its retail banking services include checking, savings, and club accounts; check cards; debit cards; money market accounts; certificates of deposit; individual retirement accounts; home equity lines of credit; residential mortgage loans; home improvement loans; automobile loans; personal loans; and Internet banking services. The company's commercial banking services comprise business checking accounts, cash management services, money market accounts, land acquisition and development loans, commercial loans, floor plan, equipment and working capital lines of credit, and small business loans. Susquehanna BancsharesÂ’ non-bank subsidiaries offer commercial, property, and casualty insurance; and risk management programs for medium and large sized companies. The company also provides traditional trust and custodial services, as well as acts as administrator, executor, guardian, and managing agent for individuals, businesses, and non-profit entities. In addition, it offers investment advisory, asset management, and brokerage services for institutional and high net worth individual clients, as well as provides retirement planning services. Further, the company provides equity management of assets for institutions, pensions, endowments, and high net worth individuals; and consumer vehicle financing services. As of December 31, 2008, it operated 236 branches and 31 free-standing automated teller machines. The company was founded in 1982 and is based in Lititz, Pennsylvania.

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Key Statistics

Closing Price	9.61
Volume	(mio) 2.33
Volume Avg	(mio) 1.85
52 Week High	9.89
52 Week Low	5.20
PE	24.38
PE (group average)	27
EPS Year	0.40
EPS change Q/Q	0%
EPS change Q/Q Yr ago	100%
EPS change Q/Q next Q est	-52.94%
EPS change Y/Y	1000%
REV change Q/Q	-3.7%
REV change Q/Q Yr ago	-4.49%
EPS next Q est	0.17
EPS next Y est	0.90
Divident Annual	0.10
Dividend Yield	1.04%