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Tompkins Financial Corporation, through its banking subsidiaries, Tompkins Trust Company, The Bank of Castile, and The Mahopac National Bank, provides banking and financial services to individuals, corporations, and other business clients in New York. Its deposit products include interest-bearing deposits, such as checking accounts, savings accounts, brokered time deposits, individual retirement accounts, municipal money market accounts, and time deposits. The company's loans portfolio comprises loans for various business purposes, such as real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential real estate loans, including home equity loans; commercial real estate loans; and consumer loans comprising personal installment loans, indirect automobile financing, and overdraft lines of credit. Its other commercial services include cash management services, letters of credit, sweep accounts, credit cards, purchasing cards, Internet-based account services, and remote deposit services; and retail services comprise brokerage services, debit cards, and safe deposit services. In addition, the company provides trust and investment management services, including investment management accounts, custody accounts, trusts, retirement plans and rollovers, and estate settlement. In addition, the company, through its other subsidiaries, offers property and casualty insurance to individuals and businesses; financial planning and wealth management services for corporate executives, small business owners, and high net worth individuals; and risk management plans using life, disability, and long-term care insurance products, as well as operates as an independent broker-dealer and outsourcing company for financial planners and investment advisors. As of December 31, 2008, it operated 45 banking offices. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

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Key Statistics

Closing Price	39.80
Volume	22138
Volume Avg	30982
52 Week High	43.13
52 Week Low	33.37
PE	12.91
PE (group average)	27
EPS Year	3.20
EPS change Q/Q	-2.44%
EPS change Q/Q Yr ago	2.56%
EPS change Q/Q next Q est	-5.88%
EPS change Y/Y	-3.18%
REV change Q/Q	-1.47%
REV change Q/Q Yr ago	-2.5%
EPS next Q est	0.85
EPS next Y est	3.66
Divident Annual	1.42
Dividend Yield	3.57%